About us

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At Factual Adjustment, we are dedicated to helping property owners in Connecticut recover from substantial losses. Specializing in both commercial and residential large loss, we are a licensed public adjustment firm that works exclusively on behalf of policyholders—not insurance companies. Our mission is simple: to ensure that you receive the full and fair compensation you’re entitled to under your insurance policy.

Who We Are

Factual Adjustment was founded on the belief that property owners deserve a trusted advocate during one of the most challenging times—dealing with significant property damage. Whether it’s from fire, water, storms, or other disasters, navigating the insurance claim process can be complicated, time-consuming, and stressful. That’s where we come in.

With years of experience in the public adjusting industry, we provide personalized and professional service to homeowners and business owners alike. Our team is made up of skilled public adjusters who understand the intricacies of insurance policies, claims procedures, and the tactics often used by insurance companies to minimize payouts.

What We Do

We handle the entire insurance claims process from start to finish, ensuring that your claim is properly documented, submitted, and negotiated. Our comprehensive services include:

• Damage Assessment: We conduct thorough inspections of your property to determine the full extent of the damage.

• Claim Preparation: We meticulously prepare and submit all the necessary documentation, ensuring no detail is overlooked.

• Negotiation: We negotiate directly with the insurance company to secure the maximum settlement for your loss.

• Settlement Management: We manage the final settlement process, ensuring that you receive the funds needed to restore your property to its pre-loss condition.

Why Choose Factual Adjustment?

• Expertise in Large Loss Claims: From complex commercial properties to high-value residential homes, we specialize in handling large loss claims and understand the unique challenges that come with them.

• We Work for You: As public adjusters, we are your advocate—not the insurance company’s. Our priority is securing the best possible outcome for you.

• Local Knowledge: Serving the entire State of Connecticut, we are deeply familiar with state regulations, local markets, and the insurance landscape in this region.

• No Recovery, No Fee: We operate on a contingency basis, meaning if we don’t recover funds for you, we don’t get paid. You can trust that we are fully committed to maximizing your claim.

Our Commitment

At Factual Adjustment, we know that every claim is unique, and we treat each one with the care and attention it deserves. Our goal is to make the insurance claims process as smooth as possible, so you can focus on getting your life or business back on track.

Contact Us

If you’re facing a large property loss, let us help you through the claims process. Contact us today for a free consultation, and find out how we can advocate for you.